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Personal insurance
Boat insurance
New Zealanders love spending time on the water, whether it’s yachting, jet skiing, or simply enjoying boats of all sizes. Our boat insurance policies cover your watercraft for damage or theft, and provide protection for your liability as a boat owner.
We can arrange pleasure craft cover for most types of watercraft, both old and new, in New Zealand, including:
- runabouts
- pleasure craft
- cruisers and launches
- sport fishing boats
- jet skis
- dinghies
- yachts
- superyachts
- jet ski and kayak trailers
- amphibious crafts
What does pleasure craft and watercraft and jet ski insurance cover?
Comprehensive boat insurance is designed to cover sudden and accidental loss, as well as legal liability related to your boat, boat trailer and fishing gear, yacht, water ski equipment, diving equipment, tools and personal effects stored on board. Policies can cover a range of events, including:
- Fire
- Explosion
- Theft of your boat, tender, outboard boat motor, trailer and fishing gear, water ski equipment, diving equipment, tools and recreational equipment
- Emergency repair and rescue
- Social yacht racing
Types of boat and watercraft insurance available are:
- Agreed value policy - pays the amount agreed with your insurer as the value for your boat in the event of its total loss (completely lost or destroyed)
- Market value policy - pays the market value of your boat up to the sum insured in the event of its total loss
Talk to our marine insurance specialists
Our brokers use their marine insurance expertise and strong connections with a variety of boat insurance companies to help you compare options and secure coverage. So that you can be confident that your boat is properly insured. As one of New Zealand's largest insurance brokers, we can negotiate competitive premiums and benefits for our clients. And if you need to lodge a claim, we advocate on your behalf to ensure it is handled fairly and promptly.