Trades

Insurance for trades & tradies

As a tradesperson in New Zealand, you face a range of unique risks in your daily work. From personal injury on business premises to theft of your tools and equipment, having the right insurance coverage is essential to protecting your business.

We arrange competitive insurance for tradies to keep your tools, vehicles, and stock protected - and cover your liability exposure. Our brokers work with you to identify your risks and put together a solution that works for your business.

Who we work with

Our brokers have been arranging business insurance and providing advice to tradies for 40 years.

We work with a range of tradespeople, including, but not limited to:

• Builders
• Plumbers
• Gas fitters
• Drain layers
• Roofers
• Concrete layers
• Solar installers
• Painters, decorators and tilers
• Electricians
• Mechanics
• Joiners
• Glaziers
• Panel beaters

Insurance packages for tradies and SME cover

SMARTpak, our comprehensive insurance package for SMEs, provides legal liability cover for you and your business, tools and vehicle cover, and plant and machinery insurance. We can also build in cover options for other business risks, including employers' liability insurance, cyber insurance and contract works cover.

We work on your behalf, not the insurers. If you need to make a claim, we have you covered. We’ll take care of the claims process for you, advocating on your behalf for a fair and prompt result.

Comprehensive tradies insurance to cover all risks

Our insurance brokers understand the specific needs of tradies and can provide tailored insurance solutions to meet your requirements. We offer a range of insurance products, including:

• Public liability insurance
• Tool and equipment insurance
• Commercial vehicle insurance
• Personal accident and illness insurance
• Income protection insurance

We provide cover for accidents and damages on the job, such as:

• Injury to yourself or your employees
• Damage to property of clients
• Legal liability for third-party injuries
• Lost income due to personal injury or illness
• Stolen or damaged tools or equipment