Not-for-profit insurance

Non-profit sector insurance for charities, sports clubs, associations and churches

We arrange insurance coverage for non-profits in New Zealand, including charities, community halls, sports bodies and religious organisations. If you're a charitable organisation or community group, the last thing you want is someone being injured while helping out or a member of the public being hurt at an event. Organisations face many risks with assets, directors, or employees in today's litigious environment.

Our not-for-profit insurance solutions are designed to protect your organisation's liability exposure, as well as provide standard insurance for material damage, business interruption and your people.

Who we work with

Our expert brokers work with a range of New Zealand's not-for-profit organisations, including:

• Sports clubs and associations
• Community organisations
• Community halls
• Charities
• Religious bodies
• Volunteer and community groups

Comprehensive insurance cover for charities

New Zealand charities operate in the same space as other businesses, with similar risks to those businesses and with the same expected standard of governance. Commercial realities, legal obligations, criminal activity and natural disasters all pose risks to non-profits.

Sometimes, not-for-profit insurance is essential under the terms of a lease or a funding agreement.

We offer a wide range of insurance options to provide protection for New Zealand non-profits, including:

• Public liability
• Professional indemnity
• Directors' and officers' liability
• Trustees liability
• Employers liability
• Business interruption
• Property and material damage
• Cyber liability
• Material damage
• Travel insurance
• Asset or contents insurance
• Event-specific insurance

Protecting the mission of your non-profit organisation

Community non-profits and charities are exposed to various risks that can threaten their ability to carry out their mission. We support you by offering non-profit and charity insurance policies specifically designed to provide protection against:

• Accidents or injuries involving staff, volunteers, or members of the public
• Negligence claims arising from the provision of advice or services
• Legal action against trustees for alleged wrongful acts
• Damage to property or equipment
• Loss of income due to unexpected events
• Data breaches or cyber attacks

No two non-profits are the same, so a one-size-fits-all approach to your risk management could make your community group or organisation vulnerable. That's why our not-for-profit insurance brokers work with you to help identify and cover your organisation's exposures. And when it's time to make a claim, we will advocate for a fair and prompt result on your behalf.

Insurance for clubs and associations

We provide comprehensive insurance coverage for a wide range of clubs and associations, including:

• Sports clubs
• Social clubs
• Professional associations
• Community organisations
• Charitable trusts

Our brokers work closely with you to develop an insurance programme that covers your needs.

Not for profit sector specialists

We can arrange competitive insurance and risk management solutions to cover your organisation's risks.

We work to keep the premiums down so that you can focus on making an impact on your community. Whether you're large or small, local or national, a rugby club or health charity, it's our mission to understand your obstacles and objectives. We aim to support you by providing the best not-for-profit insurance and risk management solutions for today and the future.

Not-for-profit insurance from Gallagher provides you with:

• Solutions that recognise the specialist needs of charities and not-for-profit organisations in NZ.
• Well-designed group policy agreements.
• A highly-qualified, professional team that will go in to bat for you at claims time.