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Bloodstock & racehorse insurance

Bloodstock insurance

With over 40 years of combined experience, our respected bloodstock specialist brokers offer equine insurance packages covering all breeds and types of horses, alpacas, deer and other valuable animals.

Insurance options for bloodstock and racehorses

Our specialists know how to help when it comes to protecting your investment. We offer insurance products for insuring bloodstock in New Zealand, including:

Protecting your racehorses

Owning a racehorse comes with inherent risks, from accidents and illnesses to unexpected injuries that can end a racing career. We help you get insured with financial protection against these risks, allowing you to focus on your horse's performance and well-being. Gallagher can cover:

  • death or destruction on humane grounds due to injury, sickness or disease
  • first-year stallion infertility (congenital, not due to illness or accident)
  • basic theft risks
  • domestic and international transit
  • permanent and accidental loss of use
  • broodmares, foetuses and foals

In addition to sport horses, we can also insure livestock, including alpacas and deer.

Horse lovers, racehorse riders, professional trainers, breeders and farmers have all benefited from the experience of our bloodstock specialist brokers. We can package horse insurance that covers the needs of any size New Zealand farm, family, individual, stud or stable.

Bloodstock insurance specialists

Our bloodstock specialist brokers are never far from New Zealand auction rings, training stalls and race tracks. They fully understand horses and the problems that can arise in their breeding, management, transport and care. Our clients can be confident their industry specialist brokers know the breadth of racehorse insurance products available to protect against the risk of owning and managing bloodstock.

Thanks to our long association with insurers across the globe and our relationship with Lloyd's of London, we can negotiate and arrange the most appropriate horse insurance with competitive terms for you.

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Protecting farmers with rural insurance for animals

Our brokers work with you to find the right specialist or livestock insurance scheme for your needs.

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Lloyd’s of London is a member of the Insurance Council of New Zealand. Its New Zealand coverholders adhere to the Fair Insurance Code, which provides you with assurance that we have high standards of service for our customers.

Our complaints process

If you have a complaint, please let us know by contacting your broker. We will refer your complaint to the New Zealand Lloyd’s General Representative who will investigate further and aim to resolve your concerns.

If Lloyd’s cannot resolve your complaint, you can access the Insurance & Financial Services Ombudsman (IFSO) scheme. The IFSO scheme resolves complaints about insurance and is free, independent and entirely confidential.