Commercial motor insurance solutions

With flexible commercial vehicle insurance solutions, Gallagher can arrange comprehensive cover across all classes.

• Fleet insurance: Cover for multiple business vehicles under one policy
• Bike, Motorbike & Motorcycle insurance: Protection for two-wheeled business vehicles
• Truck insurance: Coverage for commercial trucks and heavy vehicles
• Bus insurance: Specialised cover for passenger transport vehicles
• Van insurance: Protection for delivery and service vehicles
• Rideshare insurance: Cover for Uber, Ola and other rideshare vehicles
• Farm vehicle insurance: Safeguard vital farm vehicles such as tractors, quad bikes, and more.

What commercial vehicle insurance in NZ covers

Commercial car insurance in New Zealand covers you for a number of risks involved in owning and driving a company car, such as:

• Legal liability protection if you accidentally damage someone else's property with your company vehicle
• The cost to repair your commercial vehicles if they have been in an accident
• If your car is stolen, vandalised or damaged by fire
• If your business vehicle is involved in an accident caused by another driver who does not have adequate insurance coverage.

Business vehicle policy options

Our brokers work with insurers to access a range of commercial policies to suit your business requirements and budget.

Commercial vehicle cover options include:

• Agreed value cover, sum insured or market value if your commercial vehicles are stolen or damaged beyond repair.
• If a company car is involved in an accident, with one call we can help get your vehicle back on the road as soon as possible.
• If your company vehicle is no longer roadworthy after an accident, commercial vehicle insurance in NZ can cover emergency accommodation and travel.
• Cover for employees' vehicles should they be used for your business.

Roadside assistance with Drive On

We offer our business and commercial clients roadside assistance with Drive On.

Drive On covers mechanical breakdowns and vehicles that have suffered non-collision or non-insurance-related failures that make them unsafe to drive.

It doesn't matter who's driving because the vehicle is covered, not the driver.

As a commercial client, you get unlimited call-outs, making Drive On perfect for small business fleets whose staff share vehicles.

Help with business car insurance in New Zealand

Everything we do is driven by you. In the event of a commercial motor insurance claim, we act as your advocate to make sure you get a fair and prompt result. To arrange the right cover to protect your business assets, talk to one of our brokers about our comprehensive commercial vehicle insurance options.