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Liability insurance
Liability Plus – full-coverage liability insurance for your business
Liability Plus provides comprehensive insurance cover for claims that can result in lawsuits or actions against you or your business.
Designed specifically for New Zealand companies with turnover up to $100m, Liability Plus combines nine key covers in a single, easy-to-manage package. It also offers the option to add Professional Indemnity insurance.
With its comprehensive policy cover and benefits that go beyond the industry standard, Liability Plus is a premier insurance solution for business owners.
Liability Plus business insurance is exclusively available to Gallagher clients. It is underwritten by Monument Insurance (NZ) Ltd on behalf of Berkshire Hathaway Specialty Insurance Company.
Liability Plus covers
- Directors and officers liability
- General liability
- Statutory liability
- Employers liability
- Employment practice liability
- Crime
- Professional indemnity (optional)
- Criminal defence legal costs
- Liability consequential loss
- Internet liability
The benefits of Liability Plus
With Liability Plus, your business benefits from:
- Comprehensive protection with nine key legal liability insurance covers.
- The option to include Professional Indemnity cover.
- A wider scope of cover than similar management liability solutions.
- An extensive range of market-leading benefits in one liability policy package.
Liability Plus helps cover the financial losses, compensation or legal defence costs of lawsuits for which you are legally responsible. These costs could stem from claims of:
- Poor management decisions, employee dismissals, shareholder grievances and other acts committed in good faith
- Direct losses of other people’s property, money or securities caused by employees' dishonest or fraudulent acts
- Employees suffering personal injuries not covered by ACC
- Online defamation or infringement of various intellectual property and privacy rights
- Unsatisfactory professional advice, opinions or designs (optional coverage)
Get the right liability cover for your business
Gallagher helps businesses across all industries secure every type of liability cover they need in one package. Protect your company from the risk of legal costs and financial loss. In the case of a claim, our team will be there to advocate for a fair and prompt result.
Talk to us today to determine if Liability Plus is the right cover for your business.
Looking for liability insurance for small businesses? View our SME insurance options.