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Rural & Farm Insurance

Farm Cover

Specifically for Farm Source customers, Farm Cover is Gallagher's solution for dairy and drystock farming businesses in New Zealand. Our insurance for farmers is endorsed by Fonterra Farm Source and underwritten by Lumley Insurance, a division of IAG New Zealand Limited.

Farm Cover features 

  • Blanket cover for farm assets, such as land, farm buildings, livestock, crops, tractors, equipment and machinery
  • Production and business interruption cover
  • Cover for milk demerits
  • Automatic cover for fences
  • Cover for livestock accidental death from injury
  • Cover for natural disasters
  • Farm liability, including general, statutory and employers
  • Cover for farm vehicles and private use vehicles
  • Home and contents cover

You can also spread the cost of your farm insurance by paying monthly via your Farm Source account. Fonterra suppliers also earn Farm Source Reward Dollars.

Farm Cover is just one of the rural insurance solutions we arrange for farming operations nationwide. Speak to a rural broker to learn more about Farm Cover.

Farm Cover claims

If you need to make a farm insurance claim, please complete an online claim form.

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Rural insurance specialists

We have a team of rural insurance brokers across the country who understand the risks you face as an agribusiness.

Our rural insurance brokers work alongside you to regularly review your cover, ensuring it still works for your business as things change.

Contact one of our specialist rural insurance brokers to discuss the right cover for you. Whether you run a small farm or a big agribusiness, Gallager’s team of local experts can provide the insurance cover you need.

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