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Liability insurance
Criminal defence legal costs
Criminal defence expenses insurance provides cover for costs incurred in legal disputes brought against you, company officers and employers.
Legal expenses cover is usually offered as an extension to liability insurance.
Legal expenses insurance is available to anyone who wishes to protect themselves against the costs of defending unexpected legal actions.
What criminal defence legal costs insurance covers
This insurance covers your legal defence for criminal proceedings in the District Court or High Court under specific Acts of Parliament:
- Crimes Act 1961
- Summary Offences Act 1981
- Misuse of Drugs Act 1976
- Land Transport Act 1998
Win or lose, the cost of defending liability claims can have a major impact on your business. Our brokers work with you to find the right insurance solution to protect you and your business, if you were to face legal action.
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Liability solutions
Public liability insurance
Protects your business in the event of claims made by the public in connection with your business activities.
Statutory liability
Statutory liability insurance can protect businesses against certain unintentional breaches of NZ law.
Employer's liability
Employer’s liability protects employers against claims brought by employees who have sustained a personal injury not covered by ACC.
Professional indemnity
Professional indemnity insurance is designed to cover professionals who provide advice.
Directors and officers liability
Director’s and officer's insurance protects your executives and board from personal financial risk.
Employment disputes
Employment disputes insurance protects employers against personal grievance claims brought by past or present employees.
Product liability
Product liability insurance protects against claims of personal injury or property damage caused by a business.
Crime and fidelity
Crime and fidelity insurance protect organisations from losses arising from dishonest acts committed by employees.
Trustees liability
Trustees liability insurance protects trustees from personal liability while carrying out duties performed for the trust.
Liability consequential loss
Responds to financial losses suffered by a business following a business interruption that's a result of a liability insurance claim.
Criminal defence legal costs
Provides cover for costs incurred in legal disputes brought against you, company officers and employers.
Internet liability
Internet liability insurance provides specialist protection often not covered in general liability policies.